Marcio Garcia de Andrade Marcio Garcia de Andrade is the owner, architect and founder of the 99th Floor LLC companies, including a suite of web sites that help people obtain unsecured funding and improve credit, another suite of websites offering corporate business services, and several other B2B sites. While studying Finance from 2001 to 2005 at the University of Florida, he started his first online company and sold the successful EZUnsecured.com financial services company to Lendio.com in 2010. Shortly thereafter, rethinking what people needed and how the financial markets were evolving, he established FastUnsecured.com to vet people and businesses in order for them to acquire necessary funding through relationships with hand-picked lenders such as Capital One, American Express, Barclays and others. Customers who utilized the FastUnsecured process were able to acquire credit card financing at low interest rates and for high credit lines. Today, credit card funding is recognized as the fastest and most reliable way to fund major purchases and improvements for businesses nationwide. Marcio Garcia de Andrade then formed several related commercial websites that offered additional advantages to those seeking credit stability and resources, such as WholesaleShelfCorporations.com, which provided clean corporate shells with history and positive credit ratings; TopTradelines.com, which allows clients to dramatically raise their credit scores within 30 to 60 days by associating on credit accounts of hosts who want to help people, and InquiryBusters.com, which challenged excess inquiry entries on credit reports and other online services. Completing the virtual working environment, Marcio Garcia de Andrade developed a business model that recruited top talent from around the globe to do professional level programming, web design, marketing, SEO
enhancements, administration, legal and promotion, knitting together professionals in the US, South America, Eastern and Western Europe, Northern Africa, Asia, India, and the Philippines, finding experts in social media, video production, blogging and other specialties, run by qualified and talented managers under his innovative vision. Communication, website design and maintenance, content creation, promotion, human resources and every corner of the business is run on efficient online tools, secured and maintained by advanced algorithms. While the company maintains a physical office in Miami, and a service/sales center in the Philippines, most day to day business is managed by Marcio’s talented team who collaborate online from business centers across the globe. The result is a well-run and well respected organization of the future, without any of the idiosyncrasies which hold back conventional companies from moving and advancing at the speed of light.